HPA offers a viable solution to today’s tight mortgage market with its Lease with a Right to Purchase Program.

Struggling to make your homeownership dreams a reality in today’s tight mortgage market? HPA is here to help.

This program makes home owning easy with its competitive lease structures and option to purchase after one year.

Let’s say you’re interested in becoming an HPA resident. Not unlike a traditional house hunting process, you’ll be working alongside me to view listings that fit your budget, lifestyle and daily commute. The only difference: you’ll be viewing listings in HPA approved communities. What does that mean? For a community to be approved by HPA, it must meet safe housing criteria, have access to A-rated school systems with listings typically priced between $100,000 and $550,000.

As you might’ve guessed, these communities tend to house few single-family rental properties, which is where HPA comes into play. Once you decide on a listing, HPA will make an all-cash offer to purchase the home with the intent to lease. Then, you the resident, agree to a minimum one-year lease with rent rates increasing at 3.75 percent each year.